Mexican Beef Dip

Mexican Beef Dip (shortbride145)
(I got this recipe from a coworker)

1 package ground beef (1 lb)
1 package taco seasoning (I prefer Taco Bell packet)
1 Med size jar salsa (chunky style works best)
1 can refried beans (or homemade refried beans: see directions below)*
1 8oz package cream cheese - softened
1 bag shredded Mexican blend cheese

Preheat oven to 350

Prepare the ground meat with the taco seasoning according to the direction on the package and set aside. In an 8 1/2 x 11 pan (I have found that glass or Pyrex works best), layer the ingredients in this order:
Cream Cheese
Refried Beans
Salsa
Meat w/seasoning
Shredded Cheese

Bake in oven for about 20 minutes or until the cheese starts to bubble. Serve with tortilla chips.

*(Heat the 1 tablespoon of extra-virgin olive oil in a small nonstick skillet. Add 19 ounce can of black beans and mash with a fork. Season the beans with salt and fry until crisp at edges, about 3 to 4 minutes)